Burden of proof is on the insured. You must prove your claims. This is where receipts, appraisals, photos, etc. are helpful. Model #'s, features, age of item, etc.
Making a list after a loss can be a painful, time consuming and error prone process. A fire loss, flood or burglary is stressful enough without having to create a list of lost contents. Having an inventory enables you to receive a more accurate and timely settlement.
Do you have enough coverage for your belonging? How do you know? Many people find out too late that their personal property coverage is less than what everything they own is worth.
Having an inventory of your possessions helps you avoid being underinsured. Great for all types of homes, including vacation homes and rentals. You may find your possessions are worth more than you thought.
Create a permanent record of your heirlooms and other valuable property.
Having a completed home inventory is part of good estate planning as it helps makes the task of distributing the assets fairly much easier.
Organize your belongings. Track your items by room. Attach photos to items. Have an overview of what you own.
Accurately maintain a record of valuables and family heirlooms and make sure nothing gets lost or forgotten in a move.
SimpleHomeInventory makes keeping and tracking your home inventory easy. Home inventory records are vital for collecting claims due to theft or
other
disasters.
No one expects a tornado to wipe out an entire town, a wild fire to destroy a neighborhood or someone to break into your home. But what would
you
do if this happened to your home or apartment? Would you be able to remember and list everything you had in your home? Do you have enough insurance coverage to
replace these items?
This website allows you to answer these questions and to have a list of items readily available to provide to your insurance company
should an incident occur. A fire loss, flood or burglary is stressful enough without having to create a list of lost contents from memory.
Create Your Account
Record Your Inventory
Enjoy Peace of Mind
A home inventory is a record of what possessions you own and their value.. It can be made up of written records, photos, videos, receipts etc..
One, it helps you estimate the value and replacement cost of your possessions in order to ensure that you have sufficient coverage under your homeowners or
renters insurance policy. People often underestimate the value of their possessions and under-insure themselves.
Two, it creates a record of what
you
have in case disaster strikes and you need to provide your insurance company with a comprehensive list of what needs replace. Without this it can be
difficult
and time consuming to prove to the insurance company what you lost. (The burden of proof falls on you, not your insurer.)
Your inventory records won't do you much good if they are also lost or stolen when disaster strikes. Saving them off-site and a family member's house or in a safe deposit box is better than storing them in your house, but makes keeping the list up to date difficult and impractical. It might also be difficult to access those records during a loss caused by a disaster.
With an online service, your records are safe and secure off site and accessible from any internet connected computer for you to keep up to date or to access following a loss.
Signing up is fast and easy. Just go to our sign up page and provide your email address and choose a password. From there you get started recording your inventory, helped along by our tips and suggestions.
After 15 days, we'll ask if you'd like to continue. If so we'll ask for billing information
and you'll be billed $7/month. (You can
cancel at any time.)